Ken has been the President and Chief Executive Officer of BDC Capital since 1984. During his tenure the company has grown from a small, single state lending operation to a six state, diversified loan and investment company with offices throughout New England. BDC Capital now manages three mezzanine investment funds, and six venture capital partnerships, to compliment a broad array of small business loan programs that have been serving local area businesses for more than 50 years. BDC Capital has also expanded into recycling lending, environmental insurance, and community and minority loan programs. BDC Capital now has more than $400 million in loans and investments under management throughout New England.

Prior to joining BDC Capital, Ken had six years of commercial and asset based lending experience. He has won numerous accolades over the years, including being named one of Boston's Ten Outstanding Young Leaders. Ken is a graduate of the University of Massachusetts and earned his MBA from Northeastern University.

Liz Trifone is Senior Vice President and the Director of SBA Lending, and manages the 504 loan program. New England Certified has funded over $202 million in second mortgage loans for real estate and equipment to small businesses in conjunction with private financing in excess of $557 million. Liz also manages conventional government-backed loan guarantees for general business purposes.

Liz joined BDC Capital in 1985 to expand the government lending programs after many years as a lending officer at the US Small Business Administration. She earned a B.S. cum laude in business administration from Northeastern University.

Carol is a Senior Vice President of BDC Capital responsible for direct lending.

Carol joined BDC Capital in January 1995 after spending three years with Bank of New England and five years with Eastern Bank as a commercial lender. Prior to her career in banking, Carol was a corporate paralegal, first with Stroock & Stroock & Lavan, New York, NY and then with Goodwin, Procter & Hoar, Boston, MA where she specialized in blue sky compliance for IPOs and private placements. Carol earned a B.A. from the University of Connecticut and a M.B.A. from Boston University.

Karen Michalski is a Vice President of BDC Capital. Her primary responsibilities include managing the Recycling Loan Fund and underwriting our direct loan, mezzanine investments and SBA 504 loans.

Karen has been with BDC Capital since May 1996. Prior to that, she was with Eastern Bank, where she began her banking career in 1992 upon graduation from college. She completed the bank’s formal credit training program and worked in both commercial lending and loan review. She earned a B.S. in Business Administration with a concentration in finance from Salem State College.

Joe is a Vice President at BDC Capital. He oversees the Capital Access Program (CAP) and the Community Investment Loans.

Joe began his banking career at Mutual Bank for Savings in 1981. After leaving Mutual Bank, he joined Shawmut Bank, N.A., in 1987 and subsequently became a Branch Manager and Business Retirement Plan Specialist. He then served from 1992 to 1997 as a Business Development Officer at BankBoston before joining BDC Capital.

Joe was educated in London, England at the Hackney College of Further Education.

Susan Forrester is a Senior Administrative Officer at BDC Capital. She is primarily responsible for loan servicing needs and tracking all collateral documentation of the various loan portfolios.

In July of 1993 Susan joined the staff of BDC Capital after spending nine years with Bank of New England as a Commercial Loan Assistant.

Carol Cedrone Brennan is the Director of Business Development for BDC Capital. She is responsible for keeping the BDC Capital name before the business, banking, and investment communities. Carol is a board member of the New England Chapter of the Risk Management Association (RMA) and the Westmass Area Development Corporation.

Carol has been with BDC Capital since January of 1998. Her professional career extends over 25 years during which she has held positions with a finance and marketing consulting firm, an injection molding company, and a computer manufacturer. She earned a B.A. in finance from the University of Massachusetts at Amherst and a master's degree in management from the MIT Sloan School of Management.

Tom Barry is a Senior Vice President at BDC Capital, as Director of the Brownfield Redevelopment Access to Capital (BRAC) program.  

Tom is a seasoned and highly skilled financial professional with extensive experience at Eastern, GE Capital and most recently, the National Bank of Canada. He previously worked at BDC Capital in the late 1980's.  Tom holds a B.A. from Salem State.

Tom Lee is the Director of Private Equities, with responsibility for managing BDC Capital' mezzanine funds and private equity investments.

He has more than 30 years of experience in the banking, finance and investment industries, most recently as director and founding partner of Marathon Investment Partners, LP, a Small Business Investment Company (SBIC). Tom has held positions at BTM Capital Corporation (formerly a subsidiary of Bank of Tokyo), Fleet Bank, Bank of New England, Walter E. Heller of New England, Inc. and the U.S. Treasury Department in Boston. Tom earned a B.S. in Business Administration with a concentration in finance from Boston College.

John L. Hackett is the Chief Financial Officer for BDC Capital. He is primarily responsible for the oversight of the financial management and reporting of the Company. In addition, John is responsible for the administration of the BDC Capital loan portfolios and the ongoing maintenance of relationships with existing customers.

John earned a B.S. with a concentration in Accounting from Boston College in 1987. He is a Certified Public Accountant in the state of Massachusetts. He is also a member of the AICPA.

John began his accounting career in the Audit Department of Coopers & Lybrand. After leaving public accounting, John has held various financial management positions for companies in a diverse set of industries. He brings with him nearly 20 years of financial experience in both the public and private sectors.

Miriam Wood is Senior Credit Officer in our Hartford, CT office having previously been employed by Commercial Loan Partners, Inc. since January of 2001. She worked at a number of banks during an eleven year banking career before becoming responsible for all aspects of the City of Middletown, Connecticut's JOBS and REINVEST loan programs, which were economic development programs funded through the U.S. Department of Housing and Urban Development.

Ms. Wood holds a Bachelor of Science degree from Central Connecticut State University and a Master of Business Administration degree from the University of New Orleans.

Carol Muradian is Senior Administration Officer in our Hartford, CT office having previously been employed at Commercial Loan Partners, Inc. since January 2004. Ms. Muradian spent 25 years at Fleet National Bank (now part of Bank of America), where she held several Senior Vice President positions in corporate loan administration, risk management, and credit administration, and three years at Webster Bank, where she managed the department responsible for day-to-day servicing of commercial loans. Ms. Muradian holds a Bachelor of Science degree from Providence College and a MBA from Bryant College in Smithfield, Rhode Island.

R.P. Field Rider, Senior Loan and Investment officer, covers the states of Maine, New Hampshire, and Vermont. Field will be based Portland, Maine and previously, served as a Director of the Business Assistance Division of the Finance Authority of Maine (FAME), and the senior commercial loan officer for Androscoggin Savings Bank in Lewiston, ME.

Nancy M. Gibeau, Loan and Investment Officer, covers the state of Rhode Island and southeastern Massachusetts. Nancy has over fourteen years of experience in banking and lending. She most recently served as the Senior Manager of Lending Services for the New Bedford Economic Development Council. Prior to that, she was a Small Business Lender for Compass Bank for Savings. Nancy graduated from the University of Massachusetts at Dartmouth with a B.S. in Management.

Thuy Dang, Commercial Loan Assistant, is primarily involved in working with the SBA 504 loan program through New England Certified, an affiliate company. Thuy has fifteen years of experience in banking with Bank of America serving in positions from Credit Analyst to Loan Administrator. Thuy graduated from Brandeis University with B.A. in Economics and Education.

Joe Herzog, Commercial Loan Analyst, is primarily involved in the managing and servicing of the SBA 504 and 7A Commercial Loan Portfolio, as well as the Business Development Loan portfolio. Joe graduated from Bentley College with a Bachelor of Science degree in Finance.

John C. Figmic is Vice President for Business Development covering eastern Massachusetts. John has over 15
years experience in banking and lending. He spent most of his career with GE Commercial Finance, where he most recently served as Vice President, Senior Account Executive responsible for business development focusing on commercial real estate and equipment financing. He also held positions as a credit officer and commercial lender with USTrust Bank. John graduated from Georgetown University with a Bachelor degree in Business Administration and has earned an MBA from Suffolk University.

Stanley Horsman is Director of Business Finance. In this role, Stan provides - revolving lines of credit to small and medium size businesses throughout - New England. He has more than 30 years of experience in the commercial finance industry. Most recently as SVP at Wells Fargo Business Credit in New England. Stan was founding partner in Beacon Business Credit Corp, which was sold to Norwest Bank. Stan has held positions Walter E. Heller & Co., and Norwest Bank. Stan has earned a B.S. in Business Administration in Economics with a minor in Finance from Marquette University. Stan is a veteran, having served in the U.S. Army.